Helping You Recover After Theft
After being a victim of theft, you probably felt grateful that you have insurance coverage to help recover losses and any property damage. Unfortunately, certain theft claims are denied or offered low settlements on the basis of insurance fraud allegations or not disclosing proper information on required forms. When insurance companies do not uphold their responsibilities outlined in your insurance policy, you have the right to pursue legal action.
At The Haynes Law Firm, located in Brandon, Florida, I help clients throughout the Central Florida Gulf Coast area obtain compensation for property stolen or damaged after theft. I guide clients through the theft claims process by educating them at every stage of the legal process. I also believe it is important to fully understand your insurance policy to determine if your insurance company has acted in bad faith and to make informed decisions when necessary.
Helping You Document Stolen Property Accurately
When pursuing a theft claim, insurance companies generally require policyholders to fill out two forms:
- Proof of Loss
- Contents Inventory List
Issues arise when insureds are required to put the ACV (actual cash value) of each item that was stolen after the theft. Many homeowners or businesses owners do not understanding how to determine actual cash value. Furthermore, when you are overwhelmed with emotion and stress, it can be very difficult for people to remember all the items they had after the crime occurred. Finally, some insurance companies may insist that you produce things that are not required under your insurance policy and may seek to deny your claim if you can't produce them.
As your attorney, I can help you avoid making misrepresentations that could jeopardize your coverage when preparing these forms to obtain the compensation you deserve. Using the services of professionals, such as a public adjuster, together we can obtain an accurate value of your stolen property and help you move on.
Free Initial Consultation ∙ Call 888-292-8469 Toll-Free
If you are involved in an insurance dispute regarding a settlement of a theft claim, you should seek a lawyer who is committed to getting you what you deserve. Please call or send me an e-mail today.
