Neglect that Can Leave Your Property Unprotected
When obtaining homeowners insurance, people trust that their insurance agent will properly get them the coverage they need. It is the duty of the insurance agent to provide insurance that properly covers your home or business. Sometimes agents fail to obtain coverage that equals to or is greater than your home mortgage amount or fails to properly insure your business.
When agents fail to do this for policyholders, it can create devastating financial problems for homeowners or businesses in years to come. Until property damage or loss occurs, you may not know that you have been a victim of misrepresentation. Furthermore, if your agent misrepresented a material fact on your insurance application without your knowledge, the insurance company may be able to deny your loss even if you have a valid loss.
At The Haynes Law Firm, located in Brandon, Florida, I work to help clients obtain the compensation they deserve after suffering property damages or loss. With over ten years of experience in insurance law, I will work with you to determine and prove that agent misrepresentation has left you unable to repair damages and protect your home or business in the future.
Free Initial Consultation ∙ Call 888-292-8469 Toll-Free
If you are involved in an insurance dispute or have been a victim of agent misrepresentation, please call or send me an e-mail today.
I also offer a free review of your insurance application in order to avoid agent misrepresentation and ensure that you obtain the right insurance coverage.
Establishing Misrepresentation
As your lawyer, I can help you understand your insurance policy as well as your insurance application and avoid agent misrepresentation that could leave you underinsured. Agents may misrepresent you by not fully disclosing pertinent information on your insurance application and checking off every "no" box on the application without discussing anything with you.
However, according to Florida law, if you can prove that an agent incorrectly applied for or obtained the wrong insurance for you and your insurance company is not liable for the loss, your agent may be responsible for what the insurance coverage should have been. In these matters, it is important to seek an attorney who will help you understand your rights and can establish beneficial solutions that suit your needs.
Contact me immediately to determine if you have been a victim of agent misrepresentation. I am dedicated to protecting your interests. I represent clients in Hillsborough County, Pinellas County and Pasco County and throughout Central Florida.
